Fair Isaac Corporation (FICO), despite facing new competition in mortgage credit scoring and regulatory pressures resulting in a Q2 decline, has been highlighted as a top growth and momentum stock for the long term. The company remains centered on its high-margin FICO Scores business, and despite a rebound in student loan delinquencies and market fears, it is considered by analysts as a stronghold in the global credit scoring market. What's more, a recent white paper argues that FICO Score 10 T markedly outdoes its competitor, VantageScore 4.0. Nevertheless, FICO's growth and 'moat' have come under scrutiny with the emergence of new challenges, which leads to some investors considering the company as underperforming the technology sector. Amidst these challenges, FICO garnered a 'Buy' rating from Goldman Sachs and BMO Capital, which also increased their price target for FICO. Notably, FICO inked a multi-year partnership with Chelsea Football Club. Robust Q3 performance in the Scores Segment led to an uplift in price target from UBS. To top it off, FICO has 12 new AI patents for revolutionary decision-making, but the announcement of a major upgrade to credit reporting was met with mixed market reactions.
Fair Isaac Corporation FICO News Analytics from Tue, 19 Nov 2024 08:00:00 GMT to Sat, 27 Sep 2025 22:29:00 GMT -
Rating -2
- Innovation 6
- Information 8
- Rumor -5
