FICO has made
groundbreaking moves by launching a
Direct Licensing Program which has been beneficial for its stock performance, even causing it to
skyrocket at several instances. However, this move has also
rattled credit bureaus like Equifax (EFX) and disrupted their competitive edge in mortgages.
FICO's new pricing model has been a point of appreciation by various investment firms, with the likes of
Goldman Sachs and
BMO Capital reiterating their 'Buy' ratings and Seaport Global initiating a 'Buy' rating citing FICO's score dominance. BMO capital also raised FICO's price target to $1,800, thus, indicating a bullish view.
Notably, FICO also announced a multi-year partnership with Chelsea Football Club and rolled out new scores per consumer habits, marking significant strides in innovation. However, FICO’s declining Q2 performance due to regulatory pressures and a slip in fair value by 15% suggest challenges.
With recent news on Fair Isaac CEO Lansing selling stock worth millions, regulatory investigations into possible anticompetitive practices, and the allowance of lenders to use VantageScore, there appears to be a level of uncertainty in the market despite FICO's previously successful strategic moves and promising groundwork for future performance.
Fair Isaac Corporation FICO News Analytics from Thu, 06 Mar 2025 08:00:00 GMT to Wed, 08 Oct 2025 12:31:38 GMT -
Rating 5
- Innovation 8
- Information 7
- Rumor 0
